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Real Estate (Mortgage) Loans
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|
Type of Loan |
Rate (APR) |
Term
(years) |
Min. Down Payment |
Adjustments |
APR |
| Fixed
|
5.95%
|
15
|
20%
|
None
|
6.00%
6.50% |
| Variable |
5.00% |
30* |
20%
|
Annual
|
5.05% |
| * 30 year amortization with a 15 year balloon. Mortgages with less than 20%
downpayment may require mortgage insurance (PMI).
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Home Equity Loans
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|
Type of Loan |
Rate (APR) |
Max Term
(months) |
Closing Cost |
Adjustments |
| Fixed |
5.75%
6.45%
6.95% |
60
120
180 | None |
None
|
| Variable |
>$50k
5.25%
<$50k
5.25% |
120
120
| None | Semi-Annual |
| Borrow up to 80% of your homes appraised value | ||||
|
Auto Loans
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|
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|
Type of Loan |
Rate |
Term
(years) |
Min. Down Payment |
APR |
| New Auto |
5.00%
|
5
|
10%
10% |
500%
|
| Used Auto |
5.99%
6.10%
6.75% |
3
4
5 |
10%
10%
10% |
5.99%
6.10%
6.75% |
| Call for details! Rates represent 25% direct withdrawal discount. | ||||
|
Personal Loans
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|
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|
Type of Loan |
Rate |
Max Term
(months) |
Maximum Loan Amount |
APR |
| Personal Loan
| 10.00% | 36 | $5000 | 10.00% |
| Automatic monthly payment from Taupa account required. | ||||
|
Share Secured Loans
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|
Type of Loan |
Rate (APR) |
Max Term
(months) |
Maximum Loan Amount |
APR |
| Shared Secured
| * | CALL | CALL | * |
| Rate/APR based on 2% above share type used to secure loan with a minimum rate
of 5.25%. Call for details.
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